When you have found the car you want to purchase, the next step is arranging finance. AZ Finance has a team of expert consultants who specialise in car finance. We’ll help you find the best loan for your specific needs.
The loan that is best for you will depend on a variety of factors. Your budget, your preferences when it comes to interest rates (fixed vs variable), type of loan (such as secured or unsecured), and the total loan period are just some of the considerations.
Our car finance packages have great rates, flexible payment options, and can be settled quickly.
After years of experience in the industry, we have developed a strong partnership with the leading lenders in Australia. This advantage allows us to provide you with competitive finance packages tailored to meet your needs, such as:
- Consumer Car Loans
- Unsecured Car Loans
- Fixed-Rate Car Loans
- No-Deposit Finance
Are you a first-time borrower? Perhaps you have a poor credit rating. No problem. AZ Finance has got you covered.
We have a network of lenders ready to provide cash assistance for those with little to no credit history. We’ll help you get a loan, even with bad credit.
Find your car
Talk to Az finance
Close the deal
DRIVE Away Happy
Car Loans Work?
The loan is a formal agreement between three parties:
- You (the buyer)
- The person or company selling the car or a car dealership
- Lender (the person or firm providing the money for the purchase)
Somewhere in the middle, AZ Finance enters the picture. Before you buy the vehicle, we will help you find the lender with the best product.
We define the “best” as something that meets your requirements with affordable repayments and ideal terms. This could be, for example, paying off the loan in the shortest time frame or with the lowest repayments. In the end, it is your satisfaction that we want to achieve.
How much can you borrow? The answer to this question will mostly depend on your income. Each lender has different requirements. Borrowers will need to provide proof of income, assets, and debt records, if any. It will also depend on the type of car you will be purchasing.
Once approved, you will get the loan that you need to buy the car. The next step now is to sign the purchase agreement, and the lender will pay the vendor on your behalf. Based on the agreed repayment scheme, you will need to pay off the borrowed amount for a set period.
Here at Az Finance, we make it our goal to help you drive the car of your dreams sooner. Whether you are an individual looking to buy a used or new vehicle or you need it for your business, we offer the ultimate solution.